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Dental & Self Pay Options

Dental savings programs provide access to negotiated fees at participating dentists. They can be useful for people paying cash, but savings depend on the procedure, location and participating provider.

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What This May Help With

  • Routine exams and cleanings

  • Fillings, crowns and other restorative care

  • Specialty or cosmetic services when included

  • Comparing local cash prices before treatment

 

What This Does Not Replace

Dental discount programs are not insurance. You pay the discounted charge directly to the dentist, and only participating providers are required to honor the program fee schedule.

Representative Options BeniSave Tracks

These links are examples for education and comparison. Inclusion does not mean BeniSave endorses a company or guarantees that it is available or appropriate for every person.

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Careington 500 Dental Savings

A dental discount program with participating dentists and published savings ranges.

Keep in mind: Availability and provider participation vary, and a processing fee may apply.

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Cigna Dental Savings

An annual dental savings program with participating providers and regional fee information.

Keep in mind: It is unavailable in some states and requires a participating dentist.

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Aetna Vital Savings

Provides dental discounts through participating Aetna savings-program providers.

Keep in mind: Availability, pricing and discounted fees depend on ZIP code and provider.

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UnitedHealthcare Dental Savings Complete

Combines a dental savings network with procedure-specific fee estimates.

Keep in mind: Savings apply only through participating providers.

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FAIR Health Dental Cost Estimator

Shows local dental cost benchmarks for comparison and negotiation.

Keep in mind: Estimates are benchmarks, not a dentist's final quote.

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CareCredit Dental Cost Calculator

Provides estimated price ranges for common dental procedures.

Keep in mind: The calculator is separate from CareCredit financing and does not guarantee a provider price.

What to Check Before You Choose

  • Whether your dentist participates

  • The discounted fee for the exact procedure

  • Annual fees and processing charges

  • Waiting periods, exclusions and treatment already in progress

 

Help Me Narrow My Options

Not sure which of these options belongs in your healthcare setup? The BeniSave assessment considers your needs, budget, location and priorities, then organizes options worth exploring in a personalized report.

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